Most homeowners policies will not cover damage resulting from an earthquake. You need a separate earthquake insurance policy to cover your home and belongings. When you have an Allstate Homeowners insurance policy you qualify to add earthquake insurance through the California Earthquake Authority.
LCSB can help you get the most out of your coverage with the California Earthquake Authority. We assist with finding what coverage you may need, and optimizing the plan to save you money.
Types of Coverage
Personal Property (belongings)
Building Code Upgrade
- Costs to bring your home up to current building code while making covered repairs
Loss of Use
- Costs exceeding your current housing expenses, to live elsewhere if your home is uninhabitable after an earthquake